Important Disclosures

Ed Gaelick is a Financial Representative of The Guardian Life Insurance Company of America®️ (Guardian), New York, NY. PSI CONSULTANTS is not an affiliate or subsidiary of Guardian. CA Insurance License Number – 4169918.

This material is intended for general use. By providing this content The Guardian Life Insurance Company of America and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.

SUBMISSION NUMBER: 2021-130660 exp. 12/23